work with Me

Services

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Mortgage Pre-Approval

This is the first step in the home buying process. We gather all your information and documentation needed to communicate your maximum purchase price, and at what cost. Creating clear and concrete budgets, and walk you through the entire process from start to finish. With a mortgage pre-approval, we submit your full file to hold rates up to 120 days.

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Purchase

After finding a property you want to buy, we find funding for it. With your current and future financial situation and goals in mind, together we will choose a mortgage product best suited for you, all while quitting you through the process from initial offer to holding they homes keys in your hand.

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Mortgage Refinance

Renegotiating or replacing your existing mortgage with a new mortgage product with new or updated terms. We provide guidance on reasons why a refinance might be a good financial option for you, including creating a way to save you money either monthly or in the long term via payments and structure of mortgage, investment purposes, liquidity for renovations, or debt consolidation.

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Mortgage Renewal

When your mortgage is nearing maturity, while taking your current financial situation and goals in mind, we shop our lenders for the best placement for your mortgage for the new term. This could mean negotiating your rate and terms with your current lender, or moving your mortgage to another lender if it presents a better fit.

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Home Equity Lines of Credit

Much like a refinance, we look for alternative and more flexible financing options if you are looking to access additional equity in your home. Acting as a revolving line of credit, we offer advice on how to utilize this tool to help with unexpected expenses, or saving you money via avoiding pre-payment penalties or high interest credit cards.

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Rental Properties

Providing advice to our investor clients on how to build generational wealth through real estate. We provide guidance on utilizing the market as well as equity in other homes to grow your portfolio. Our wide range of lenders allows us to use creating financing solutions that benefit investors across Ontario.

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Private Mortgages

Have you been turned down by a bank? We may have a solution. Our private mortgage lenders in the Hamilton/Burlington area rise to the occasion when unexpected circumstances leave you with a decline from the bank. These lenders are useful for those who need short term financing, are in the process of repairing their credit, do not have verifiable income, or do not have time for a long approval process. With these products, we set you up with a plan and budget to move back to common banks during your term.

About Brooke

MORTGAGE AGENT  ✦  STRATEGIC PLANNER  ✦  TRUSTED ADVOCATE

I’m a licensed mortgage agent with over 6 years of experience, and a background in both banking and financial services. My role goes beyond securing a mortgage. I help clients build strategies that support their long-term financial goals.

I believe mortgages should be understandable, flexible, and designed for real life. That’s why I focus on education just as much as execution. I help my clients understand options like paying their mortgage off faster, using debt swaps to improve cash flow, and structuring their mortgage in ways that can support tax-deductible investing when appropriate.

For first-time home buyers, I take a clear, supportive approach, breaking down the process step by step so nothing feels rushed or confusing. For more complex needs, I work with advanced solutions designed for clients who value flexibility, control, and long-term planning.

As a parent myself, I understand how quickly priorities can change. My goal is to help you create a mortgage plan that grows with you, through every season of life.

No two clients have the same goals, timelines, or definition of success, and I don’t believe in one-size-fits-all advice. I show up as an advocate and a partner, helping you make confident decisions at every stage of your mortgage journey.

A mortgage is more than your home’s financing, it’s an investment for your future.

FAQ’s

Lending requirements for mortgages over the last few years have become more complex and there are a large number of moving pieces involved. Working with a mortgage expert ensures that you are in the best position possible for the lender, therefore increasing your chances of an approval, and occasionally, a better rate.
Because Schedule A banks have very specific lending requirements, many people in todays market do not always fit their approval guidelines. Furthermore, if you go into your bank for a mortgage, they are only able to sell you their products. Because we have access to over 50 lenders (including these same banks), we are able to ensure that you are set up with the best possible mortgage product that fits your specific financial situation and goals.
The best way is through a strategy call. I review your mortgage, income, equity, and goals to determine whether a wealth-focused approach, including strategies like the Smith Manoeuvre, makes sense for you.
Yes. Beyond securing competitive mortgage terms, I create strategic mortgage plans designed to help clients build long-term wealth, improve tax efficiency, and use home equity intentionally rather than passively.
When you're on the hunt for a new home in this market, you really need to have your ducks in a row. Thats why we ensure a pre-approval that is solid, FREE and can even save you money.
We take all your information upfront, answer any concerns you may have and we even adjust your pre-approval every time there is a change in the rates or mortgage qualifications. We work with your real estate agent and your timeline to lock in rates up to 120 days before your purchase to ensure not only that we save you money, but so you have time to find the perfect house too.
Our most asked question! This is not a straight answer at any given time as rates are based on each individual clients situation. The factors that go into your interest rate include credit score, the way you are paid from your employer, if you are self employed, debt you carry, the property you are financing, and the type of mortgage product that is the best fit for you.
Your interest rate is so important! But it is a common misconception people have to think that the lowest rate means the best deal. If you want to know the lowest rate that is available to you at this time, let’s schedule a meeting to discuss!
It’s never too early to start working with a broker! If you are thinking of moving in the future, we can take a look at your current finances and set you up with a plan to be in the best possible position for when you make that move, whether this is 4 months away, 1 year away, or 3! This rule is the same if you are thinking about investing in real estate in your future, let's connect to see what your options are! You might be closer to your goals than you think.

Grateful for Every Client

Every review is a reminder of why I do this work. Thank you to every client who took the time to share their experience. Each one represents a real person and a real goal, and I’m truly grateful to be part of so many important moments.

LEAVE ME A REVIEW

View all Reviews

★ ★ ★ ★ ★
25+ FIVE-STAR REVIEWS

Brooke helped us in a way that we are forever grateful for! Buying a house is so stressful in itself, and she completely put all of our worries at ease by being calm (when I could not) dumbing down the language for us, being professional and reliable and getting us the best rate possible! She was available to answer my many questions, and really put our needs first! I would recommend Brooke to anyone who needs a mortgage specialist

Kelsie J
Brooke is a wonderful mortgage agent to work with. As someone navigating a different than normal home buying experience she was patient, friendly, and honest in helping explain what is feasible for my home buying journey and was transparent throughout the entire process. I would highly recommend working with her!

Rio M
My partner and I recently used Brooke to secure our mortgage for our new home. Brooke took the time to thoroughly explain all our mortgage options, ensuring we understood each step of the process. She was always available to answer our questions, no matter how small, and her communication was prompt and clear. I highly recommend Brooke to anyone in need of mortgage services. Her commitment to clients and deep industry knowledge make her an invaluable asset. Thank you, Brooke, for your outstanding service!

Jessica T
We worked with Brooke Lynn throughout our entire mortgage process (from the pre-approval to getting everything in order for the possession of our first home). She was extremely friendly and made sure that we understood everything as first time homebuyers. She always gave us updates and provided quick responses and made the entire process super efficient and stress free! We can't thank her enough.

Larah G. O.
Brooke was a massive help with our complicated purchase. She did not quit until she found us a solution and we are now in our dream home with a solid plan to keep in touch regarding our rate moving forward. Her advice, patience, and perseverance made all the difference. Thank you Brooke we are forever grateful.

Rachel B
Being first time home buyers there was so much we didn’t know and so much we needed to know mostly last minute. Brooke helped us profusely. We called her, we emailed her, we texted her. We even asked things that might have been out of her wheelhouse, however she always responded and reassured us when we were freaking out about all the steps that needed to be taken. Brooke was very professional and helped us broker our mortgage for our first home, for that I want to say It was greatly appreciated and thank you so much Brooke :)

Chris P.
Brooke has been the best mortgage agent I have ever worked with! She had my best interest in mind from day 1, and answered all my questions. She kept me updated with the interest rates and what my options are and after my possession date still keeps me updated with interest rates and helps me navigate it all. Would highly recommend Brooke to anyone!

Kendra S
Brooke is an absolute rockstar in the mortgage world! She is incredibly knowledgeable—truly the smartest person in this field. Her patience and attention to detail are unmatched, and she’s always on the ball, even when I forget to send something. Beyond her expertise, she has such a kind soul, making the entire process stress-free. I always know I’m in good hands with Brooke, and I trust that she has our best interests at heart. Highly recommend her to anyone looking for a mortgage broker who goes above and beyond!

Brie V